Have you heard the expression, "too many cooks in the kitchen" or, "too many hands in the pot"? The translation to both is known to be, "there are too many people trying to do the same or similar things and therefore something is bound to go wrong".
How many cooks are in your personal kitchen?
A financial advisor?
A home and auto insurance agent?
A separate agent for your life insurance?
And yet another agent for your business?
And let's not forget about going online for a last minute travel insurance policy...